Terms of Service

1. Acceptance of Terms

By accessing and using the website arval.ltd ("the Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Website. These Terms apply to all visitors and users of the Website.

2. About This Website

This Website is operated by Arval Deutschland GmbH, a company registered in Germany with its registered office at Bajuwarenring 5, 82041 Oberhaching, Deutschland. The Website provides general informational content about Arval Deutschland GmbH, its corporate activities in the areas of Zahlungskartengeschäft mit Kreditgewährung (payment card business with credit granting) and Finanztransfergeschäft (financial transfer business).

The Website does not offer any financial products, services, or accounts directly to visitors. All content is strictly informational. No financial advice is provided through this Website.

3. Permitted Use

You may access and use the Website for lawful personal and informational purposes only. You agree not to:

• Use the Website for any unlawful purpose or in any manner that violates applicable laws or regulations.
• Attempt to gain unauthorised access to any part of the Website or its underlying infrastructure.
• Transmit any malicious code, viruses, or other harmful software.
• Scrape, crawl, or systematically extract data from the Website without our express written permission.
• Reproduce, copy, or redistribute Website content for commercial purposes without our written consent.
• Use the Website in any way that could damage, disable, or impair its operation.

4. No Financial Advice

The content on this Website is provided for general informational purposes only and does not constitute financial, investment, legal, or tax advice. Nothing on this Website should be construed as a solicitation or offer to buy or sell any financial product or service. Visitors should seek qualified professional advice before making any financial decision.

5. Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, icons, images, and the overall design, is the property of Arval Deutschland GmbH or is used under licence and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express prior written consent, except for personal non-commercial use.

6. Third-Party Links

The Website may contain links to third-party websites for your convenience. These links do not imply endorsement of the linked websites or their content. We have no control over, and accept no responsibility for, the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and privacy policies of any website you visit.

7. Accuracy of Information

We endeavour to ensure that the information on the Website is accurate and up to date. However, we make no representations or warranties, express or implied, regarding the accuracy, completeness, or suitability of the information for any particular purpose. Information on the Website may be subject to change without notice. We accept no liability for any reliance placed on information contained on the Website.

8. Disclaimer of Warranties

The Website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components. To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including warranties of merchantability and fitness for a particular purpose.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Arval Deutschland GmbH shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from your use of the Website or reliance on any information contained herein. This limitation applies regardless of the theory of liability and even if we have been advised of the possibility of such damages. Nothing in these Terms excludes or limits liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be lawfully excluded.

10. Data Protection

Your use of the Website is also governed by our Privacy Policy and Cookie Policy, which are incorporated into these Terms by reference. By using the Website, you consent to our data practices as described in those documents.

11. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Federal Republic of Germany. Any disputes arising from or relating to these Terms or the use of the Website shall be subject to the exclusive jurisdiction of the competent courts of Munich, Germany, unless mandatory statutory law provides otherwise.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Continued use of the Website after changes are posted constitutes your acceptance of the revised Terms. We recommend reviewing this page periodically.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable by a competent court, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be interpreted as closely as possible to reflect the original intent of the parties.

14. Contact

For any questions regarding these Terms of Service, please contact us:

Arval Deutschland GmbH
Bajuwarenring 5, 82041 Oberhaching, Deutschland
Telephone: +49 (0) 89 / 744 23 100
Email: support@arval.ltd