Our Services
Payment card business with credit granting and financial transfer services – delivered with professionalism and full regulatory compliance.
What Arval Deutschland GmbH Provides
Arval Deutschland GmbH operates in two core areas of financial services, both subject to strict regulatory supervision and internal compliance standards.
All services listed on this page are provided for informational purposes only. Arval Deutschland GmbH does not offer paid services directly through this website. For specific inquiries, please contact our team.
Payment Card Business with Credit Granting
The Zahlungskartengeschäft mit Kreditgewährung encompasses the issuance, administration, and management of payment cards that provide clients with access to credit facilities. This service area is governed by the Payment Services Directive (PSD2) and relevant German financial legislation.
Payment cards with integrated credit functions allow card holders to make purchases and payments up to an approved credit limit. The credit granting element involves the assessment of creditworthiness, the establishment of credit terms, and the ongoing management of the credit relationship.
Financial Transfer Business
The Finanztransfergeschäft involves the execution of payment transactions and the transfer of funds on behalf of clients. This service enables individuals and businesses to move funds securely and efficiently in compliance with applicable regulations.
Financial transfer services are conducted in strict accordance with AML (Anti-Money Laundering) regulations, the Payment Services Supervision Act (ZAG), and other applicable German and European frameworks. Arval Deutschland GmbH implements robust KYC (Know Your Customer) procedures to verify the identity of all clients prior to the execution of transfers.
How We Deliver Our Services
Our service delivery model is built on four pillars that ensure quality, compliance, and client satisfaction.
Every client engagement begins with thorough due diligence. We verify identities, assess risk profiles, and ensure that our services are appropriate for each client's situation and needs.
We provide clear, comprehensible documentation for all service agreements. Clients receive complete information about terms, conditions, fees, and their rights before any service commences.
Our compliance systems continuously monitor transactions and activities for unusual patterns. This protects our clients and ensures our obligations under AML and other regulations are met consistently.
Our support team in Oberhaching is available to assist with inquiries, resolve issues, and provide guidance. We are committed to responsive, professional communication at every stage of the client relationship.